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Sadly deflated Extraneous Fund

November 7th, 2013 at 05:53 am

This is a revision of my earlier post today. I've decided to implement the attitude of gratitude given it is November and Advent is almost upon us.

I am grateful that I had enough money across all envelopes for the brake job yesterday. ($370) I am also grateful for the finds that I made at Goodwill.

The Extraneous Fund (presently at $0, will have $100 tomorrow as allotted) needs to cover some upcoming expenses:

$191 (est) two tires for DH's minivan (priced at Walmart and they are the best deal)

$40 for dog grooming (cancelled that today because I have a sick child home, and incidentally: no money)

Ink for our printer. I don't know how much the colored cartridges run, but I think I recall $40 range.

Potential plumbing call for the slow drains at the rental property. DH will attempt one of them on Saturday morning. Our plumbing contact is a friend from DH's fraternal organization and charges $50 an hour.

I will have $100 for the fund tomorrow (payday). I will also earn an additional $15 toward this today by taking care of my brothers dogs. If I am very careful with the grocery budget (keeping it very basic and sticking to tuna for DH's lunches and a vat of chili and breakfast foods twice a week rather than once a week) I can probably get another $60.

DH will make $50 taking care of my mom and dad's dogs from Saturday to Sunday and we've already ear-marked that November-birthday daughter's cash gift, so I won't be adding that to the Extraneous fund, and I won't need to eke it out of any other place.

And to make it even more sobering, I've worked on the "Unemployed Scenario Budget" using the insurance quotes from State Farm as a guide. *phew*

I am definitely at the point of looking at every dollar and where it goes. I was able to avoid using the credit/debit card by wiping out the envelopes. I know that isn't the way it is usually done, but I did it anyhow. I have $6 until tomorrow.

7 Responses to “Sadly deflated Extraneous Fund”

  1. creditcardfree Says:

    You are doing great! I got a decent deal on refurbished ink recently through Ebates and searched 123Inkjets. Make sure do a search for any coupon codes, too. My order came really fast...two or three days with regular shipping.

  2. CB in the City Says:

    I've had good service from 123Inkjets as well.

  3. snafu Says:

    Wonderful idea to revise a negative into a positive attitude.
    In hopes of learning...what evidence did the garage provide to convince you the brake pads,and possibly supporting parts [cylinders, calipers, rear brake shoes etc] needed to be replaced? Is $ 370. a fair price in your area?

  4. momcents Says:

    @snafu, there was the tell-tale squeaky screech. I was in for an oil change and they very kindly showed me that I had to brake pads left, so I don't feel that they were dishonest in anyway. They did let me know that I have another 10K on the rear brakes. I called DH before I agreed to the work. He thought that the $370 was a good deal considering it included the oil change and a pair of windshield wiper blades.

  5. snafu Says:

    Thank you for explaining the squeaky screech and seeing brake pads. My Honda dealership gave me 'free' oil changes but when I take the car for service they give me a l-o-n-g list of work needed. They never do that when DH takes the car for service. We've followed up potential 'problems' with a mechanic who felt there was no problem. What frosts me is that the work is always done by a teen who is in a 12 hr. work/school program. They are supposed to be working under supervision of a journeyman mechanic but he is never visible on the shop floor.

  6. frugaltexan75 Says:

    Be sure to check Mypoints for offers on 123Inkjets if you go that route.

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