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Plan into Action

July 2nd, 2013 at 07:17 pm


With the unexpected temporary windfall that came our way (in form of promotion and raise for DH), I have:

1) increased our 401K contribution by 1%
2) set up an auto transfer of $300 per pay period to a separate account

I needed to spend $168 on an Rx for DD (maintenance med for asthma). Our free samples were used up. I was able to get a $20 grocery card that I'll use to get us through to Friday's pay day.

My mom's birthday is coming up and she doesn't need/want much. At some point she said she's like a copy of one of her favorite books. I found it at the local indie bookseller for $5 less that on amazon, so I will spend just under $15. The price of what we spend per parent per occasion is dropping from $25 to $15. I imagine that I'll need to be creative and start regularly perusing clearance for off-season shopping. Smile

Our frugal fun for the week has included: a trip to the library, a trip to the Arboretum and grandpa popped for 1/2 Price Shakes at Steak N Shake.

Today DH collects the rent and Friday is payday. The money plan is in place for the next two weeks, taking care of the mortgage + $27.03 additional principal, a $500 payment to the high school toward student fees, and a slightly reduced amount for living.

Looking forward to Friday when I do a shopping trip (though scaled back) to Sam's Club. I'm again reminded that shopping sales/coupons doesn't always lead to a comprehensive menu plan, which ultimately costs more money in the long run.

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