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One last post, and year-end wrap up!

November 27th, 2012 at 06:04 am

I'm back for my last post of 2012. Advent doesn't start until 12/1 and I'm making a lot of headway living a purpose-driven life vs. let's waste a lot of time on the computer, etc. Smile I'm online taking care of some banking stuff and Scout emails, so I thought I'd mosey on over.

I wasn't concrete with the goals this year, despite my thoughts that I'd come up with some for 4th quarter 2012, but I didn't. I will still recap my accomplishments:

1) Paid off $5,000 high school tuition bill for oldest daughter. The last $770 last month.
2) Reduced the current tuition for the remaining students at the parochial school from $1,606 down to $556 (will continue to make four payments in Jan, Feb, Mar, Apr of $139 to take care of that).
3) Paid $2,400 to credit card debt since Sept. Still remains at $3,500 but it is at 0% until 12/13.
4) Similarly, haven't used the credit cards for anything since August; this was avoided through better planning and being willing to part with funds from the small EF - I sort of view that account now as a revolving door - money in/money out/money in/money out
5) Christmas is done and paid for. I did spend more than usual (and the spending on the kids came from a place of: I have the $ now, let me spend it on them and what I think they'd like. Funny thing was, it didn't feel natural to deviate away from our three gift tradition. So my parents ended up reimbursing me for some of the gifts and now they're shopping is done, too).
6) In December I will have all bills prepaid for January. I will also have $500 cash in the extraneous fund for those things that pop up.

So, all in all, I'm feeling a lot better about our financial situation, and better able to move forward with less trepidation.

Again, wishing you all a Season of blessings and love, faith and family.

See you in 2013, with a concrete plan!

4 Responses to “One last post, and year-end wrap up!”

  1. creditcardfree Says:

    Merry Christmas! You have done great this year. You have inspired me to take a Swagbucks break beginning December 1...I need less time on the computer and that is one of my big time wasters lately. I'm looking forward to more focused time on the family!

  2. snafu Says:

    Happy Holidays, good on you having financial goals and doing well with your targets.

    We come from backgrounds and experiences...I use computer time as reward for completing routine work and completing tasks by deadlines. I am always hopeful that some compliment, suggestion or idea offered on SA might be helpful to the original poster or someone reading about problems or ideas. Synergy can make a difference.

  3. Shiela Says:

    Merry Christmas to you and your family.
    Hope to continue reading your blog next year.

  4. FrugalTexan75 Says:

    Merry Christmas! I hope you have a wonderful Advent season. Smile

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