And had to transfer $45 from the short-term savings (PNC 's Virtual Wallet's "Reserve" account) to cover the deficit in the checking account.
I was a Mother Hubbard this morning and did the weekly shopping to Sam's Club/Walmart. Last week I spent $94 for everything (in all fairness had 3# chicken in the freezer toward this past week's meals).
Today was a whole 'nother story. $118 at Walmart and $41 at Sam's Club. We were down to the last roll of toilet paper and paper towels. We needed a rinsing agent for the dishwasher and soap for both the dishwasher and washing machine. And worms for the turtle and frog (frost is making it difficult to dig for them). And dog food and dog treats. And we're hosting a sleepover for with four additional girls tomorrow night. And I needed seam sealer and a drop cloth for the camp-over tomorrow night (our tent needed a bit of attention since it's new and the seams are still naked). It all really adds up!
And I even back away from the cereal (saving about $8) since I'm cooking more in the morning (French toast or scrambled eggs or frozen homemade waffles from the freezer). The kids are also eating spaghettios in the thermos two days next week so that cuts down on the deli purchase. I've introduced popcorn and flavored seasoning instead of chips or pretzels. And instant pudding instead of ice cream. Produce was apples/bananas/strawberries and carrots/sugar snap peas with dressing. DH's lunches will remain tuna salad.
I'm thankful for the small savings account to cover the overage. My prayer intention today is the people who rely on the local food banks for their meals.
On a happy note: gas is down to $3.56 a gallon at Sam's Club. And milk only went up $.10/gallon there.
Overspent
October 19th, 2012 at 05:17 pm
October 19th, 2012 at 06:20 pm 1350670817
There are a few ways to reduce costs that have been working out for me. I buy paper products at a discount store that seems to take COSTCO products with damaged packaging like dented boxes of ziplock bags, Kirkland paper products & towels, bed linens, kitchen towels etc. My mom always made pudding with powdered milk so I use it too for baking and any combination uses. I've tricked DKs into drinking pwd milk combined with our regular 2% milk to use any extra. They can't tell if it's really cold and teen boys don't taste...just chug-a-lug going for quantity.
I was surprised to discover Vinegar is a DW rinse agent and works as well as the blue product. I was disappointed in the results from HE washer detergents when we got a front load HE washer set. When I saw the YouTube demos for making . It's simple to do, worst part is shredding a bar of soap.
I buy high quality dog food from a pet store believing it's cheaper than having vet bills in the long run. I watch for on line coupons and sales. I've snagged a deep discount a couple of times when the manufacturer changed packaging. The clerk knows me and my pooch and made it a point of telling me. I never, ever buy dog food without WonLi to try out a sample as it's too expensive if he won't eat the product.