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It's a duck

January 26th, 2012 at 10:39 am

If it looks like a duck, walks like a duck and quacks like a duck, it most likely, probably, is a duck.

Seems that financial unrest and monetary chaos abounds in my inner circle. Brother and unemployment around the corner, and best friend's poor financial decisions, yikes!

Best friend just refinanced her mortgage (this is a good thing) to escrow in her real estate taxes and insurance into the payment. She's another poor, poor money manager, single, no dependents. Her first mortgage payment isn't due for another month, so she went out and bought a new couch from Pottery Barn because they offered her both the regular sale and the moving sale. I just saw her place and there was nothing wrong with her old sofa, looked nice and went well with her new lazy boy. So anoyhow, she bought the totally unneeded, but wanted sofa for a smidge under $1K. (Did I mention her student loans are in deferment because she can't pay them and she makes $80K a year? And she can't pay down her credit card detb because she doesn't make enough.)

Couldn't help biting my tongue and saying that with the career change that DH is considering we'll be faced with significantly less in the monteary realm. To that she laughed and said, "You'll be fine. You're a planner. And if DH has keys to the food pantry, none of us will go hungry."

Me, oh my! Spend $.17 OOP at Walgreens for two 12.5 ounce boxes of Honey Nut Cheerios and a 2L of soda (one is first item for brother's stockpile).

Sad for me I won't be able to sit on my brand new pottery barn sofa pondering my financial concerns!

This is really all in humor this post, making me glad of my mindset and my money management skills, though always room for improvement. I did drop off all the completed paperwork for the $20K scholarship my daughter is applying for. I've got a good feeling that she is a definite for one of the 27, given our commitment to all things Catholic and the glowing letters of recommendation she got.

Done with ramble. Quack!

4 Responses to “It's a duck”

  1. ceejay74 Says:

    Ha! Yes. Every once in a while I get a glimpse into one of my friends' financial lives, and even though ostensibly mine looks a lot worse because of all the debt, I shudder because I know they've got no plan in place to get rid of theirs. I'm at a place where I just can't imagine not taking control of everything that's in my power TO control.

  2. Looking Forward Says:

    Oh boy. :roleyes:

    We're not perfect, but at least we're trying to get better and follow a plan.

  3. frugaltexan75 Says:

    Good luck to your daughter receiving the scholarship!!

  4. My English Castle Says:

    I'm trying to avert my eyes from some of my colleagues' financial issues. We're all still struggling under the increased state zapping of our paychecks--and those with problems are in deeper holes all the time.

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