In my last post I shared how I decided to pay in advance for DH's upcoming exercise/fitness class. He lost 18 pounds in the last ten weeks, and is going to take a second installation. DH recruited a friend this time and got a 10% discount. We paid $81 a month for the past three month. The next class is 13 weeks and $360. No more referral discounts and I figured we'd pay $120 for the next three months. The instructor offered a 10% prepay discount. I transferred the money from the savings account, thus saving ourselves $36 over the next three months.

I've decided to track how much I "save" by spending. Here is recent activity:

(1) I opened a perkstreet online savings account account with $25. I expect $25 to be added to it immediately after I verify the account.

(2) I had my daughter's prescription transferred to Target and I got a $10 gift card. I also took an additional flyer for a second coupon (valid until 12/20) and will have DH's refill called in as well.

So I presently am at $71 savings on money that I would still have spent. I'll continue to track my savings. I think other posters call it passive income, is that right?

We'll see how much I can earn this way. Anyone wanna join me?