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Let's be realistic, self ...

November 10th, 2010 at 07:22 pm

There isn't going to be much chance of saving much money now through year end.

You've got Thanksgiving on 11/25 and a birthday party that you're hosting on 11/26. You've got the expense of the Oireachtas (admission of $40 and parking of $20). You've got to buy birthday gifts for the girls. You have to *buy* the gifts on your list with *actual* money. Don't forget the rest of the items you need to get. And you're hosting Christmas as well.

You're doing a decent job watching the sales, and using coupons with your groceries. You're also doing a good job finding the items you want at discounted prices.

However, you won't be able to actually save money.

Just plan on spending the least amount that you need to, on the things that you have to.

We return to reality.

(I was sort of actually thinking that it would be nice if I could add to my savings account during these high expense months. What was I thinking?)

6 Responses to “Let's be realistic, self ...”

  1. creditcardfree Says:
    1289418554

    It is good to be realistic. Maybe January you can save!!

  2. HouseHopeful Says:
    1289424979

    Lol - just look to January... like I am!

  3. Little L Says:
    1289425540

    November and December are tough months, no way around it. I'm finding that I'm having to take a closer look at my budget for this very reason.

    Good luck!

  4. ThriftoRama Says:
    1289438898

    Nov- February are tough for us, with holidays and traveling to see family, and then in January, just when you think you're safe, the property tax and home insurance bills arrive. It's rough.

  5. CB in the City Says:
    1289484248

    Same for me -- Nov-Dec means plane ticket, hotel room, gas, Christmas gifts, birthday gifts, extra groceries. But I am grateful I have the family that creates all these expenses!

  6. momcents Says:
    1289486212


    I think my major issue is that deep down I am not frugal by nature, and I *LIKE* to spend money, especially on things that I know that my kids and family will like. Otherwise, we're we buy what you need basics. It seems to go against what I believe I should have, a frugal nature.

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