Ok, it is payday. The direct deposit for DH's salary has gone into the new Virtual Wallet account at PNC Bank. The interest on the growth (savings) account is 1.1% and I was happy to see I made over $3 on the short time my $11K was in there.

I gave DH his new debit card and he said, "What is this? I think I'd prefer my cash." I've converted him! LOL. And he is getting his cash after work today.

Anyhow, I am heading out soon to the bank to make my withdrawal for the week. I anticipate it to be low spend, so I might just take out the $200 rather than the $250. Last weekend was quite spendy, but not this one.

This is where I refer to myself as cash geek. I have to take care of the following bills: $150 for M's Outdoor Ed, $176 for BTS Fees (milk and yearbook), $68.51 for sewer (2-month bill). I have envelopes and withdrawal slips ready for each transaction so I can pay cash. I'm really liking cash.

The tenant left a message yesterday which made me think she was paying an additional $150 toward her back rent. I was happy, but doubtful. I went back and listened to the message again, realizing she wanted to pay ONLY $150. Her logic was backward when I spoke to her. I had to say that she already owes me a lot of money and I had made it clear for this arrangement to continue she NEEDS to pay $725 every two weeks. I told her that I couldn't absorb the lack of these funds and while I was sad to do it, if she didn't pay $725 I would be serving her a 30-Day notice on Monday. Lo and behold, she'll have $600 cash today and $125 on Tuesday. She may stay yet another two weeks.

I think I'll rework the budget (yet again) for the scenario that we have no rent coming in with a realistic window of two months to get new tenants.

Ah, the joys of budgeting. On an end note, I am *really liking* cash!