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The plan ... and happy surprises

July 15th, 2010 at 01:12 am

Happy surprises first ... My sons play t-ball from 11 to 12 on Wednesday. I left my daughters home, as it is hot and muggy and there really isn't much for them to do while the others play ball.

I returned home to a clean house (even vaccuumed) and was told we were having a surprise guest. My xSIL who has since remarried was back in town for a few days and called to see if we wanted to go to lunch. My daughters checked the calendar, saw nothing going on, accepted the invitation, AND cleaned the house. We went to lunch at Culvers (a great burger place) AND dear husband's schedule allowed him to join us. I had coupons, tickets for a free kids meal, and a $20 my grandma sent for us to "splurge". My xSIL kicked in $10, so total cost was $0.54. I made a wise food choice in skipping the custard (ice cream). I realize that my nuclear family is blessed with someone who has remained despite an ugly divorce, and she loves my kids as much as I do.

The plan for the remainder of the year involves:

Tuition:

The tenant has given a proposed payment schedule. I told her Friday in no uncertain terms there is unfortunately no flexibility in payments. I expressed the concerns that we have that she can't afford the rent. She did pay several hundred dollars yesterday which gives me hope that she will be able to maintain the new schedule. Those funds for the next three months will go toward the tuition (including increase). During this time I will make the minimum payment on the credit card and manage as best I can with the extraneous expenses (though I know what is coming up and when it is due).

The car fund will continue to get DH's second income, plus the $800 state income tax refund. It appears that the Corvette's required repairs will be in early Autumn - at that point DH will pay $2,500 for the body work. We'll still have an estimated $4,000 for his replacement car (he drives a 13 year old minivan that is on its last tires). In the spring, he'll have to pay about $2,500 for the repair paint job.

My parents will pay upfront for my daughters' Irish dance dresses. I am expecting $450 for the remaining school dress and $1,000 for each of their present solo dresses at resale. My parents will also cover new wigs and socks. The shoe situation is under control. The remaining balance we'll deal with at that time.

I'd like to get the savings account/EF up to $7,500. It's presently at $7,000.

I'd like to get 401(k) savings up to 10%.

I'd like to get a few extra hundred into each child's college savings account.

I'd like to get an additional $1,230 on the mortgage bringing our balance under $270,000.

So I guess those would qualify as Q3 and Q4 goals, huh?



2 Responses to “The plan ... and happy surprises”

  1. creditcardfree Says:
    1279157152

    Nice surprise!! What wonderful daughters you have. I've been able to get my daughter's to help around here, but it does require asking most of the time.

    Good goals!

  2. north georgia gal Says:
    1279202144

    What good daughters! I don't think that would ever happen in my house!

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