In my quest for a meaningful existence, I haven't completely stuck my head in the sand pertaining to finances. The importance of money and the realities of finances are two different monkeys.

I received my firsts bill from the hospital following my trip to the emergency room and the subsequent D&C.
Total for the visit was $13,000 of which my insurance paid $10,500 - leaving me with a $2,500 balance (the 10,500 took into account the remaining $2K in our HDHP-HSA). I called the insurance company to see if they could go over the bill with me - hadn't received the EOB. Apparently the insurance company needs a letter from the Dr stating they sent me to the ER and that would drop my portion from $2,500 down to about $500 (the ER portion would be covered).

I got a call from the Dr's office that the letter is ready and they will fax it. It is a relief that the bill will be reduced by 80%, but even if it hadn't I had already found out that the hospital takes payments of $25 a month for the life of the bill or offers a 10% discount if paid in full.

I am glad that I called the insurance company and found out about this.

I also am facing the reality that it is probably best to give the present tenant 30 days notice, paint the place and re-rent to another tenant. I will also need to work the budget for no rental property income coming for the next, say, three-month period.

The joys of finances.