http://momcents.savingadvice.com One couple's journey toward financial freedom info@savingadvice.com Mrs. en-us http://momcents.savingadvice.com/2009/11/20/what-is-wrong-with-some-people_55266/ <br /> *Caution: Rant ahead*<br /> <br /> I have made strides to be less critical of folks in general. I have made progress in the "weeding my own garden" and have had thicker skin when dealing with some people. This one has, however, stopped me in my tracks.<br /> <br /> Best Friend (referred to hereafter... Fri, 20 Nov 2009 17:13:33 PST (Mrs.) http://momcents.savingadvice.com/2009/11/20/they-think-im-crazy-_55253/ It has been a big spend week - $2,668 for 1,256 square feet of carpeting (plus padding/installation/removal). As if that wasn't bad enough, I bought a couch yesterday when I was shopping with my mother. <br /> <br /> The irony of it is that while I have planned and prepared I simply have a... Fri, 20 Nov 2009 07:03:28 PST (Mrs.) http://momcents.savingadvice.com/2009/11/19/the-endless-joys-of-parenting-_55229/ <br /> last night I assembled thirteen "bibs" for the boys in my son's 2nd Grade class for their Thanksgiving play on Monday morning. My son knew I would "love to do it" so home came the paper and pattern to follow. Took me well over an hour to cut out bows of black construction paper... Thu, 19 Nov 2009 07:26:31 PST (Mrs.) http://momcents.savingadvice.com/2009/11/18/new-carpeting-coming-on-saturday_55197/ <br /> Yep ... this Saturday ... on top of the endless to-do list and calendar, the new carpeting is going to be installed on Saturday.<br /> <br /> We had Empire come out and give us a quote on 1,256 square feet of new Mohawk carpeting - this includes the family room, dining room, living room, upstairs... Wed, 18 Nov 2009 07:38:40 PST (Mrs.) http://momcents.savingadvice.com/2009/11/16/belated-birthday-celebration-_55139/ <br /> I turned the big 4*1 yesterday without any fanfare or celebrating. This bothered my children immensely (though they all made thoughtful cards and let me sleep in yesterday).<br /> <br /> My soon-to-be 90 year old grandmother is coming from CA this Saturday. My family party is going to be... Mon, 16 Nov 2009 12:03:33 PST (Mrs.) http://momcents.savingadvice.com/2009/11/11/gift-to-the-household-_55015/ <br /> a new Dyson DC14 bagless upright.<br /> <br /> $465 at Kohl's on sale for $399.<br /> <br /> Factor in a 30% off coupon and it is down to $280.<br /> <br /> Tax on the purchase brings it to $301.<br /> <br /> Then there is the get $10 for every $50 you spend. I walked out with $50 Kohl's Cash to use sometimes after the... Wed, 11 Nov 2009 11:18:17 PST (Mrs.) http://momcents.savingadvice.com/2009/11/09/today-i-found-out-that-_54968/ <br /> my library has wii games for two week check out. <br /> <br /> I took out two and my kids are having an awful lot of fun doing pig races?!<br /> <br /> And they can keep playing for anoterh fourteen days!<br /> <br /> No more having to buy them or rent them from the video store. Mon, 09 Nov 2009 14:10:15 PST (Mrs.) http://momcents.savingadvice.com/2009/11/09/one-of-those-days-_54960/ <br /> when things just aren't right.<br /> <br /> I don't feel well, but I'm not sick. I don't have a headache, but I'm not 100% there. I'm not dizzy, but I feel sort of foggy. <br /> <br /> Kids are cranky (probably delayed reaction to time change). DH is cranky (probably stress at work). Parents are... Mon, 09 Nov 2009 09:16:14 PST (Mrs.) http://momcents.savingadvice.com/2009/11/08/sick_54931/ <br /> I ended up joining the list of sickies in the family. Aches, pains, chills, a head that is gonna explode. <br /> <br /> Yesterday I did manage to get through an all-day dance competition and ran sooooo slooooowww I though I would die. I made it half way through our dinner out afterwards... Sun, 08 Nov 2009 09:59:21 PST (Mrs.) http://momcents.savingadvice.com/2009/11/06/boa-offering-more-free-money_54890/ <br /> I transferred out the $75 bonus interest from the checking account at BoA today.<br /> <br /> While I was there, I received a flier letting me know that if I set up online bill pay and pay three bills within 30 days, I will receive a bonus of $35. Certainly well worth it, so later in the... Fri, 06 Nov 2009 16:24:22 PST (Mrs.) http://momcents.savingadvice.com/2009/11/06/more-money-and-security-_54871/ Yesterday in the mail I received a $10 rebate from Kellogg's which I'm adding to the vacation fund. I transferred the $75 bonus interest from Bank of America as well, allocating it 50% vacation-50% Corvette repair. And my grandma sent me a check for $100 (she does this every month,... Fri, 06 Nov 2009 06:10:48 PST (Mrs.) http://momcents.savingadvice.com/2009/11/05/returning-to-land-of-the-living-_54840/ The three school-aged ones were all healthy enough to return to school.(I've had eight school days of at least one, usually two home with me). Thank the Lord for small favors as in healthy children. I do love them but collectively as a group of sick ones that has spanned many - many... Thu, 05 Nov 2009 06:04:04 PST (Mrs.) http://momcents.savingadvice.com/2009/11/04/yet-another-sick-child_54817/ <br /> Ten days ago the sickness train pulled into my house. Hit the girls first. They now appear to have suffered the worst of it and have returned to school. The asthma symptoms are under control. Still catching up on the school work that was lost (older daughter missed 4.5 days,... Wed, 04 Nov 2009 05:58:50 PST (Mrs.) http://momcents.savingadvice.com/2009/11/03/100-responsible-for-rx-until-122109_54791/ We are HDHP folks and have just depleted the last of the company-sponsored savings account. We are now facing being responsible for Rxs 100% (medical outside of maintenance is 20%).<br /> <br /> My oldest daughter's asthma has been giving her some difficulties lately. This is the time of year... Tue, 03 Nov 2009 09:43:50 PST (Mrs.) http://momcents.savingadvice.com/2009/11/03/forgotten-bonus-money-_54779/ I opened a second checking account at Bank of America. The incentive to do this was a $75 bonus to be deposited in 60-90 days.<br /> <br /> There it was today. I totally forgot about it. Fun surprise.<br /> <br /> Tomorrow is the date for our H1N1 vaccinations at the health dept. Unfortunately you... Tue, 03 Nov 2009 06:03:45 PST (Mrs.) http://momcents.savingadvice.com/2009/11/02/adopting-a-new-attitude_54744/ <br /> I'm trying this new thing called gratitude, recognizing the good things that I have.<br /> <br /> My children are still sick (not the same ones) and I am worn down. I'm sleeping but not feeling very rested. <br /> <br /> DH was gone working at my bio father's yesterday. I called over there to see... Mon, 02 Nov 2009 06:18:06 PST (Mrs.) http://momcents.savingadvice.com/2009/11/01/welcome-november_54715/ <br /> We ended October with the possibility of a job loss. Not the stark reality of unemployment, rather the hazy chance of a pink slip. There is an attempt to save DH's job with a title change (removing the word "Financial" prior to analyst), and the accounting manager offered to "take"... Sun, 01 Nov 2009 07:34:53 PST (Mrs.) http://momcents.savingadvice.com/2009/10/30/doing-battles-_54681/ with the hives. DD is not having an allergic reaction to the Flovent per two nurses. Logically, I figured not. Her system is sensitive under the best conditions, and I think compromised it lowers her thresholds to allergens and my house is probably abounding with them. Anyhow,... Fri, 30 Oct 2009 06:00:04 PST (Mrs.) http://momcents.savingadvice.com/2009/10/29/updates_54661/ <br /> DH Employment:<br /> <br /> His job title has been changed and the word Financial is no longer in it. The Sr. VP the DH and his boss repot to was promoted to Executive VP. Not sure whether or not the VP will be able to "keep" DH. DH is likeable and gets long well with the people he interacts... Thu, 29 Oct 2009 08:49:48 PST (Mrs.) http://momcents.savingadvice.com/2009/10/28/do-not-panic_54628/ <br /> This is what I have to remind myself. <br /> <br /> DH nonchalantly shared that there are more departmental changes going on at his place of employment. Essentially he and his boss will be added to a large pool of financial analysts who will then be reassigned to dept but all report to Finance... Wed, 28 Oct 2009 06:25:42 PST (Mrs.)