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More insomnia. More sick kids. More money in.

October 24th, 2013 at 02:18 pm


I wish I could get some real sleep, but it just isn't happening. I've now got what the kids had/have, stuffed up nose/major sinus headache/plugged ears, etc. Younger daughter is home sick today and is still sleeping. Being housebound with kids, I'm definitely not spending a cent.

Tomorrow is payday and I funded the envelopes with two weeks worth of funding (meaning the I took care of the first week of this pay period.) Tomorrow's funds will cover the second week of this pay period, and the first week of the next pay period. This small measure is bringing me a bit of comfort. The last time DH was unemployed it took three weeks to get his severance check.

I was home yesterday catching up on laundry and cleaning and spent some time looking at the ads/coupons. Still think that I'll be remaining an Aldi's shopper for the time-being. Their $1.89 milk just cannot be beat. And I love their pumpkin spice flavored coffee cream for $1.49.

Tomorrow I'll be adding $100 to the extraneous fund, but I'll be spending $101 on license plate sticker, $20 on badly needed oil change, and $40 on grooming for our shih Tzu. Will have $90 remaining.

The Miscellany is now including clothing. I spent the last $40 at Target on some warm weather sweaters for the girls (Had a $10 off of $50 purchase). The boys are in bad shape when it comes to warm weather pants. I have $30 off of $75 at Old Navy so that $40 for this go around of Miscellany will be gone pretty fast.

Slowly giving thought to the spending for November/December. My daughters' have birthdays ($50 a piece plus a $10-$15 trinket to open). We host Christmas Dinner and I'd like each child to pick a name from the wish tree at Church. We'll stick to our tradition of Advent Buddies within the family. We will continue our tradition of baking for the teachers at the elementary school instead of a monetary contribution to the annual teachers' gift appeal. My mom paid for tickets to the Drury Lane's Christmas Carol and Breakfast with Santa while my aunt is here from out of town - we always look forward to that, and I happily let her treat my family. I think we'll use those funds to buy a membership to the zoo or museum and do that at Christmas.

OK, that is it for my brain dump. Now if I can skip the nap and try to stay up all day, I might stand a chance at normal?

6 Responses to “More insomnia. More sick kids. More money in.”

  1. creditcardfree Says:

    Sure hope you feel better soon!

  2. rachel021406 Says:

    Sorry you guys are sick. Hope it passes quickly. I hate being sick!

  3. snafu Says:

    Hope you and DKs recover quickly. Isn't it amazing how financial planning helps the money go further. You're doing terrific, give yourself a big pat-on-the-back.

  4. Kiki Says:

    I like how you are using the paycheck to fund the following week, not this week and todays spending. I hope tou slowly work toward making todays pay check for next month. It would alleviate and lay off/job loss fear and improve planning if this pay check is ear marked for a month or more down the road.

    You need a budget uses a similar concept that todays pay is not todays spending. And i do it, too. For example my 10/31 paycheck, for most people it is Novembers spending but for me it is January spending. I am two months ahead.

    I hope this makes sense. I am sick and took a tablet so i can breathe- it is making me a little loopy.

  5. LuckyRobin Says:

    Sorry you are sick and sleepless. We are suffering from illness here, too, and I am ready for it to be gone.

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