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Additional principle to mortgage! Other Miscellany

January 4th, 2013 at 02:25 pm

The goal for January's first paycheck (today) was to send $500 additional principle off to the mortgage company. And away those funds went. Smile I can't wait until Monday when the payment is applied and I can see the updated amortization chart.

This was also the first pay period with the increase of 401K to 11% (up from 4%).

DH's minivan has the engine light on. He has a precursory visit to our mechanic at 5:00 today to have the code read. Yesterday he thought it was the starter, so the quote they gave me was $500. Ouch. Retired Mechanic FIL said it was most likely a sensor, which I'm hoping is less than $500 to repair. Short-term cash in hand for auto repair: $404.30 (sadly, of which, I was hoping to apply toward new carpeting).

Kids are back to school on Monday and we're back to a busy weekend with a basketball game and first Destination Imagination science program for the 2nd grader.

My goal for the "Living Expenses" for 1/4 though 1/17 is $350. I certainly get carried away with some sales put forth in the grocery ads (spend $75 to get $10) is good, but my money will still go further at Aldi's. And my goal in keeping the expenses down was to use the grocery fund to only buy staples and supplemental items to fill missing menu items. Reeled in my spending and have a practical list now (milk/sugar/dog food/stew meat/lunch meat). I don't really to need add more chicken breasts when I've got a big batch to work with, and I don't need more ground beef when I have four mini meatloaves and two batches of chili frozen. I have to remind myself that these will be on sale again.

We're off to the Hobby Store for the boys to get track extensions for their slot car set and also toe Target to get some Skylander characters. Oh, the joys of boys with money and gift cards.

4 Responses to “Additional principle to mortgage! Other Miscellany”

  1. texasdisneygirl Says:
    1357310334

    Good job on the additional mortgage payment! That is our goal this year--to put additional to our mortgage.

  2. CB in the City Says:
    1357310809

    It's one of my mantras -- there will always be another sale!

  3. Shiela Says:
    1357333321

    $500 is great start for the year. well done.

  4. FrugalTexan75 Says:
    1357348230

    Way to go on the extra mortgage payment!

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