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Home > "Saving while spending" - the new mantra

"Saving while spending" - the new mantra

October 2nd, 2012 at 03:37 pm


Moving on to Christmas Big Ticket Item #2 for third child, oldest son, Lego Enthusiast, lover of all things Harry Potter. Diagon Alley. Now on the "Hard to Find List" of Lego Items. (I should add that I live in my own version of Lego-land - Harry Potter, Ninjago, now Monsters, and then just the general play stuff). That items is not on shelf at any local store (Target, Kmart, Toys R Us) so my options were to buy it online or go to the nearest Lego store at a big mall about 20 miles away. I was going to take a ride to the mall, but don't really feel like going that far by myself to run in and buy one item (the Lego set) and not being any sort of recreational shopper, I decided to see about buying it online.

I found it at Target for $148.99 which is the price at the Lego store. It was over $50 and qualified for free shipping (a savings of $9.09) and I used my Target Red Debit card and saved an additional $7.75. So I'm having it shipped to my mom's and his major gift is done (mostly the kids get three or four items to open on Christmas morning). Moving right along ... though I am a bit bummed that I couldn't use my American Express gift card because something about not being able to split orders on third party cards, etc. Anyhow, paid cash! And still have gift card.

I also found a $20 coupon for the Veramyst Rx I need to pick up for my son. That puts $20 back in our company sponsored HSA. Smile

And I double checked my husband's EOB for dental services and saw that his xrays were covered. Mine from the month earlier were denied. I didn't follow up with Delta to find out why mine were denied. As soon as I saw that his were covered, I DID make the phone call. I found out that claim SHOULD HAVE been covered and will be covered. My payment dropped from $128 to $30.75 just like that. Big ole smile on my face.

We've got a busy weekend coming up with birthday festivities for the soon to be 8 year old. We've got a five day weekend school-wise, so he's having a skating party at the roller rink Friday from 3:30-6:30 with ten friends. My inlaws are coming in on Friday for the family party on Saturday night. I'm working on the menu and shopping list for the party and weekend guests.

So all spending is staying within parameters, including party and groceries. The unexpected $151 for the Christmas purchase might make it a bit tight next week, but I anticipate left overs will fill out menu plan and minimal extraneous (anything outside of groceries/gas) expenses next week.

Onward and upward, "saving while spending" Smile

5 Responses to “"Saving while spending" - the new mantra”

  1. Momma23 Says:
    1349188959

    It's amazing what a phone call can do. That reminds me that I need to make a phone call to my ins provider. We we billed for something that I believe should be covered.

  2. creditcardfree Says:
    1349190047

    Nice on the dental bill!

    I was curious about Amazon vs. Target...so I checked and you did get the better deal with Target. We have that same set. Youngest daughter got it for Christmas last year and they both spent a huge part of the day putting it together. I probably bought it online at Target, too...don't remember now!

  3. North Georgia Gal Says:
    1349199903

    good job on starting your shopping already! And great news about the dental bill!

  4. PNW Mom Says:
    1349208562

    Nice news about the dental bill! And I too think sometimes you need to spend to save! Smile

  5. FrugalTexan75 Says:
    1349223895

    Some good money news! Smile

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