We are HDHP folks and have just depleted the last of the company-sponsored savings account. We are now facing being responsible for Rxs 100% (medical outside of maintenance is 20%).

My oldest daughter's asthma has been giving her some difficulties lately. This is the time of year when she has typically had pneumonia (but not since getting the pneumovax two years ago). She also had a collapsed lung two years ago that was misdiagnosed by the pediatrician as pneumonia - only the pulmonologist caught it when looking at her films.

Anyhow, last Wed her peak flow numbers were down, so the pediatrician doubled her maintenance med (Flovent 110 mg) to four puffs twice a day. That means trucking through her meds at an alarming rate (160 doses are in the usual RX). The most recent refill was $125 (covered by the last of the HSA money).

The 90 day suppply through medco costs $300 offering a $75 savings overall. I don't have that right now but am planning for it in three weeks.

Next week I'll have to get one refill for $125. The "forgotten surprise money" today was $75 interest. I also got a call that for the Boy Scout wreath sales fundraising parent that I forgot $40 cash in the order envelope (they requested a personal check for the orders that paid cash). I'm up $115 so far today - feeling better about that. And my brother owes me $25 that he should pay by the end of the week.

I do suppose though that I could visit the EF for the medication. Not using credit cards anymore would necessitate a visit there, but I could always pay myself back. The budget numbers were pretty slim given my goal to stop all non-necessary spending given potential lay-off.

I do hate being a grown up. I do love being a parent, but some days it would be nice to just not worry.