Two interesting things - given the fact that I am watching the money (read as: not spending much at all) I had enough funds to:

(1) Pay the car insurance premium in full for six months. I usually am scraping by to come up with it quarterly. It was surprisingly there. (Guess skipping those trips to Michael's and Target and Family Video are really keeping the $ there!)

(2) I had $77.00 to pay toward BoA balance transfer! Haven't gotten the first bill yet, but I have money to pay - outside of the budgeted amount.

DH is getting $260 on Sat from his side job. That will probably remain in the short-term savings account until I determine whether or not the non-paying tenant is a slow paying tenant.

I had a discussion with an acquaintance who also owns to two rental properties, and it appears that they are having issues with their tenants paying on a timely basis as well.

The non-paying uncommunicative tenant finally called to say she had medical issues, needed surgery and she presented a written plan paying every two weeks to become current in four months. While I am hopeful that this will indeed work, she is aware that we won't be offering her another year lease and will be month-to-month tenancy after August 15th. If she lives up to what she has proposed, only time will tell.

It is nice to see that discipline and attitude improvements have their rewards.